directFac specializes in excess property facultative reinsurance placed on an individual certificate basis. The company employs a team of highly experienced, veteran underwriters with significant desk top authority. Our business is underpinned by proprietary technology that allows us to transact business rapidly and efficiently. We strive to deliver significant capacity backed by best in class global reinsurers at the lowest frictional expense ratio, allowing us to pass on our expense advantage in the form of cost effective pricing to our clients.

We write all property exposures, and are approved by close to 100 ceding companies headquartered in North America. Our clients range from mutual / regional companies through national / specialty and surplus lines carriers.

Our capabilities to meet our customers' demands in a single transaction have steadily increased over our decade in business as a growing number of A rated global reinsurers have been attracted to our direct model – which they consider the optimal mechanism for deploying their capacity to desirable buyers. We underwrite:

  • All Risk
  • Flood except for Zone V
  • All Quake Zones
  • Coastal Wind and Tornado
  • Builder's Risk
  • Inland Marine

Normal Maximum Fire lines up to $90,000,000. Within the PML up to $40,000,000. Standalone Cat up to $10,000,000