COMPANY INFORMATION AND WEBSITE OPERATION
INFORMATION WE COLLECT
Our website generally collects your personally identifiable information when you choose to provide it to us, for instance, when you voluntarily submit it through the website. Examples of some of the ways you may provide information are when you contact us (by email, website form or otherwise). You may provide us with your name, email address, home or work address or telephone number. You may also provide us with your information if you apply for a position with one of our companies. As a result, we may receive information such as your postal address, age, gender, current position, preferences and interests.
WE MAY ALSO COLLECT NON-PERSONALLY IDENTIFIABLE INFORMATION WHEN YOU ACCESS OR USE OUR WEBSITE.
We may use electronic images known as web beacons or single-pixel GIFs to assist us in delivering cookies on our sites or collecting information about website usage, email response and tracking. Like cookies, these small files do not store, record or share any information about you. We may use third party vendors to collect site traffic data through the use of these web beacons and GIFs or traffic pixels that can be embedded on our website. These vendors can provide us with anonymous usage data to allow us to improve our website.
WEB SERVER LOGS
LINKS TO OR FROM OUR WEBSITE
HOW WE MAY USE OR SHARE YOUR INFORMATION
By submitting information, including personally identifiable information to our website you agree that we may use and disclose the information in any manner permitted by law and that you have no expectation of privacy, confidentiality or privilege with regard to the information submitted. For example, you agree that any information you submit to us through the website may be collected, used, shared or disclosed for the following reasons: (1) to monitor, analyze and improve our website, (2) to protect our rights, or those of our clients, insureds, reinsureds, business partners, users or third parties or as otherwise permitted by law, (3) to incorporate into our database for mailings or other purposes, (4) to contact you regarding programs, products or services and to respond to your inquiries, or (5) may otherwise be provided to our affiliates, business partners, regulators or others who work for us such as providers, vendors, or to unaffiliated persons, or (6) relating to performance of the insurance, reinsurance or related administrative function, or other business purposes. Also, if you apply for a position with one of our companies, we will use your curriculum vitae and other information you provide for considering your application for employment. We may also disclose your personally identifiable information (1) when we are required to do so by law or in compliance with legal process (such as, for example, to comply with laws or regulations or to respond to inquiries by governmental authorities), (2) to protect our rights or our business reputation or (3) to act in an emergency situation to protect personal safety or property or to prevent harm to persons or property.
HOW WE HELP PROTECT PERSONALLY IDENTIFIABLE INFORMATION YOU PROVIDE TO US
We make reasonable efforts to protect personally identifiable information that you submit over the website. However, we do not warrant or represent that the level of security meets or exceeds any particular standard and no server or internet transmission is ever 100% secure or error free. Please take this into account when submitting personal information or confidential information on any website, including ours. Similarly, any information you send us in an email message is not confidential, secure or privileged. Email messages may be viewed by third parties, lost, intercepted or altered. Email messages may be sent across national borders even when the sender and recipient are located in the same country. We will not be liable for any damages suffered in connection with the use of emails or any other electronic system used to communicate with us.
STORAGE OF EMAIL
All incoming and outgoing email messages are automatically stored in our Electronic Message Repository for evidentiary purposes. The emails are protected by legal, technical and organizational measures. They may only be accessed in accordance with applicable laws and regulations (see HOW WE MAY USE OR SHARE YOUR INFORMATION above). If you do not approve of the retention of private email messages by us, we strongly advise you not to send private, non-business related emails to our employees.
HOW LONG WE WILL RETAIN YOUR DATA
We retain the personal information collected on our website for as long as required or permitted by law.
USER IDENTIFICATION, PASSWORDS AND SECURITY
directFac makes no warranties or representations as to the accuracy of this website. Certain areas of this website may be accessible only through the use of user identification and passwords. If you have been assigned or selected user identification and passwords for access to these restricted areas, you are responsible for maintaining the security and confidentiality of that information and all information obtained through access to these restricted areas. You are responsible for all activities undertaken under your identification and password. You may not allow any other person to use your identification or passwords. directFac reserves the right to withdraw your user-name and password for any reason and without notice.
VIRUSES, WORMS, USE OF FILES
directFac does not guarantee or warrant that files available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. directFac does not make any express or implied warranties, representations or endorsements whatsoever (including, but not limited to, warranties of title, non-infringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will directFac be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this site. These files may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from the appropriate directFac copyright holder.
HOW TO ACCESS YOUR DATA
You are entitled to ask for a copy of your personal data which has been collected online and stored on our website. You may also ask to have your data rectified or deleted as required by applicable data protection law.
For more information, please email us at email@example.com
HOW CAN YOU CONTACT US
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